Posted on Mon Jul 6, 2015, on Estate Planning
From our “Ask a Question” mailbag: Last year, my mother died in Montgomery County and named me as beneficiary of her life insurance. As my children were the contingent beneficiaries, I decided to disclaim the inheritance, so the insurance money passed to my children. I was recently in a car accident. If I am sued, can the plaintiffs claim that life insurance money?
No one can force you to take an inheritance. If you properly disclaimed your interest in the life insurance, then you never received it.