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Durable Power of Attorney, Everything You Need To Know!

Posted on Sun Feb 14, 2021, on Power of Attorney

 

Durable Power of Attorney, often overlooked! While you may have your will or trust established for what happens to your assets after you die, you may not have thought about what happens if you can no longer make decisions for yourself. You may need someone to make critical decisions or control your finances if you become incapacitated and can no longer do so yourself. When you give this legal responsibility to someone else, they become your power of attorney. A durable power of attorney takes this responsibility a step further, so here’s everything you need to know.

General Power of Attorney

The general power of attorney is the person you choose to take care of your affairs while still mentally coherent. This person can make decisions on finances, legal matters, or medical situations. You can decide how much power they have. You can also limit their ability to make certain decisions. The critical thing to note about the general power of attorney is that the person can no longer make decisions if you become incapacitated. That is where a durable power of attorney comes in.

Durable Power of Attorney

The durable power of attorney is the same as the general. The only difference is that they remain your power of attorney even if you can’t make decisions independently. Mental incapacitation can occur because of physical deterioration or a sudden accident.  Limitations can arrive without warning, which is why it is essential to have a durable power of attorney no matter your situation. By planning, you prepare yourself and loved ones for mental decline later in life or emergencies.

Medical Decisions

When you are incapacitated, you can have a durable power of attorney make medical decisions for you. This person can carry out your wishes and inform doctors of what you would have wanted in this situation. They will continue to be your voice until you have recovered.

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